https://www.ockhamfinance.com/blog daily 0.75 2026-02-18 https://www.ockhamfinance.com/blog/financial-discipline-vs-financial-chaos-a-rivalry-in-sport-and-in-management-between-real-madrid-and-fc-barcelona monthly 0.5 2026-02-18 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/4c01e2af-fea1-4a44-932b-a0559b87ad3e/Financial+clash_+Barcelona+vs+Madrid.png Learning Blog - Financial Discipline vs. Financial Chaos: A Rivalry in Sport and in Management between Real Madrid and FC Barcelona - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/330bb161-001f-449d-a461-7afe53a7ca1f/Picture1.png Learning Blog - Financial Discipline vs. Financial Chaos: A Rivalry in Sport and in Management between Real Madrid and FC Barcelona - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ockhamfinance.com/blog/why-we-overspend-during-black-friday-the-behavioral-economics-behind-hot-deals monthly 0.5 2026-02-18 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/1767124950827-UZ41T5PUXXFA98BWEU3T/unsplash-image-sUlR4Iul-9c.jpg Learning Blog - Why We Overspend During Black Friday: The Behavioral Economics Behind Hot Deals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ockhamfinance.com/blog/is-real-estate-the-safest-investment monthly 0.5 2025-12-26 https://www.ockhamfinance.com/blog/from-allowance-to-assets monthly 0.5 2025-12-09 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/1764623018346-D5BIRQP7XVZ29ED2WRTZ/unsplash-image-5f1RsK-pyZQ.jpg Learning Blog - From Allowance to Assets: How Teens Can Start Investing Early - As a teenager, I’ve learned that investing isn’t just about making money. It’s about discipline, patience, and learning from experience. Even small amounts saved today can grow massively over time. Starting early gives you an advantage most adults never had. Matías Neves https://www.ockhamfinance.com/blog/how-to-value-a-stock monthly 0.5 2025-12-01 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/1759310724951-V3WFGG9S6MGJ1YSE3TLF/Balanza+company+stock.png Learning Blog - How to value a Stock - A stock represents a share of ownership of a company, and that share of ownership has a transacted value that people buy or sell in the stock exchanges; however, the buy/sell price may not always represent the actual value of the stock. Valuating a stock is essential when you are about to buy/sell a stock because it gives you hard evidence on how the company is performing relative to others in its industry, and it highlights how the market values the stock compared to its actual value. https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/c3f9a9d8-8465-4d94-ab84-cca95bd650ab/Cash+flow.png Learning Blog - How to value a Stock - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ockhamfinance.com/blog/company-analysis-nvidia-ticker-nvda monthly 0.5 2025-07-11 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/9d2ff73f-72fc-4508-889d-fbf7f91b0427/nvidia-logo-vert.png Learning Blog - Company Analysis: NVIDIA (Ticker: NVDA) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ockhamfinance.com/blog/cmo-tener-una-buena-conversacin-con-un-asesor-financiero monthly 0.5 2025-07-09 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/d8db50e0-3bef-4bdf-af15-fe69d4d5eafa/Asesora+financiera Learning Blog - Cómo tener una buena conversación con un asesor financiero - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.ockhamfinance.com/blog/costos-invisibles monthly 0.5 2025-06-28 https://www.ockhamfinance.com/blog/analisis-de-empresa-costco monthly 0.5 2025-06-23 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/f5510c65-fcbd-44cd-99d7-fe38ba66063a/Costco_Wholesale_logo_2010-10-26.svg.png Learning Blog - Análisis de Empresa: Costco (Ticker: COST) - Costco (NASDAQ: COST) es una de las cadenas minoristas más grandes y rentables de EE.UU. Su sede está en Issaquah, Washington, pero su historia empieza en 1976, cuando se fundó la primera tienda bajo el nombre Price Club en San Diego. Su propuesta era disruptiva: Vender productos en grandes cantidades, a precios bajísimos, solo para miembros. Años más tarde, Costco y Price Club se fusionaron y nació el modelo que conocemos hoy: más de 800 tiendas en 13 países, ventas anuales por encima de los $250 millardos, y un ejército de clientes leales con membresía en mano. https://www.ockhamfinance.com/blog/bpnscwpz5rpjzp5t4r25c0dfl6vyxr monthly 0.5 2025-06-23 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/be7c6c6c-c608-436c-a533-8ac17902f32f/Screenshot+2025-06-05+at+8.03.01%E2%80%AFAM.png Learning Blog - A Random Walk Down Wall Street Ranking: ⭐⭐⭐⭐ Experto de Ockham Finance que lo recomienda: Carolina Categoría del libro: 100 metros planos / 1500 metros planos / Maratón Te recomendamos que leas este libro. Si lo quieres comprar en español: https://amzn.to/4dXhzvm Si lo quieres comprar en inglés: https://amzn.to/4koaTbR (#CommissionsEarned - 3) https://www.ockhamfinance.com/blog/anlisis-de-empresa-procter-amp-gamble-ticker-pg monthly 0.5 2025-06-23 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/9403d016-3ba4-4565-bea0-1f169b4c66f7/PGlogo.png Learning Blog - Análisis de Empresa: Procter & Gamble (Ticker: PG) - Procter & Gamble (P&G), es una de las mayores empresas americanas de bienes de consumo masivo, basada en Cincinnati, Ohio, en los Estados Unidos. En total transparencia, los 3 fundadores de Ockham Finance empezamos nuestras carreras en el mundo corporativo en P&G, y le tenemos un cariño especial. Para hacer una breve historia, P&G lleva más de un siglo produciendo bienes de consumo del hogar. Hoy en día factura más de $80 millardos, y opera en más de 150 países. Su portafolio de productos incluye muchas marcas que facturan más de $1 millardo, incluyendo Pampers, Tide, Ariel, Crest, Gillette y Charmin, entre muchos otros. Sus acción se transa en unos $160 al día de hoy, y su rentabilidad de dividendos es de aproximadamente 2.5%. Su competencia más tradicional son las demás grandes compañías ‘FMCG’ (Fast Moving Consumer Goods) o ‘CPG’ (Consumer Packaged Goods): Unilever, Kimberly-Clark, Reckitt-Benckiser, Henkel, Colgate-Palmolive, etc. En la última década, se han reducido tremendamente las barreras para fundar nuevas empresas y marcas en el mundo del consumo masivo, tanto por el lado de la producción (es relativamente fácil contratar a alguien que le haga los productos a uno) como por el lado de la promoción, el mercadeo y la venta (con la apertura y multiplicación de todos los canales digitales). Es por eso que P&G y la industria en general tiene que competir no sólo contra los grandes competidores, sino también contra miles de pequeñas y medianas empresas, o startups. Seguramente, si echan un vistazo alrededor de su casa, tendrán ustedes productos de producción masiva, y otros mucho más nicho. En términos de desempeño de negocio y en la bolsa de valores, P&G es lo que se denomina “un tanquero de petróleo”, es decir un barco muy grande y pesado, que avanza lento pero seguro, y se mantiene relativamente estable en la tormenta: Un valor confiable. Tiene líderes que timonean el barco con cabeza fría y con unos objetivos de negocio ambiciosos pero asequibles. Los objetivos de crecimiento anuales se mantienen por lo general entre un 1% y 5%, y terminan entregando esos resultados la gran mayoría de los años. También mantienen un fuerte enfoque en la reducción de costos, lo cual hace que sus márgenes de rentabilidad (gross profit margin) sean de los más altos con respecto a la competencia. https://www.ockhamfinance.com/blog/fromthenews/elevatordown-stairsup monthly 0.5 2025-05-02 https://www.ockhamfinance.com/blog/books/invested monthly 0.5 2025-12-26 https://images.squarespace-cdn.com/content/v1/6738d0e9028c0a1801cf3ed9/87e109d0-7e0d-4b35-97d4-7e012c1950c3/Invested+book+by+Danielle+Town Learning Blog - Invested - Ranking: ⭐⭐⭐⭐⭐ Experto de Ockham Finance que lo recomienda: Carolina Categoría del libro: 100 metros planos — 1500 metros planos — Maratón Te recomendamos que leas este libro. 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