Independent financial education

Money, demystified.

Financial success shouldn’t be reserved for the few. We teach money in clear, simple, practical terms—so you can make confident decisions with it. Your plan sits at the center of everything we do: wherever you are in life, you set the goals that matter, and stock market and real estate investing become the building blocks that get you there. For anyone who wants to feel at home with their money.

Learn simply. Decide confidently.

A woman planning her family finances at a sunlit kitchen table
A plan built around your lifeOckham Finance
“The coaches really took the time to explain concepts and metrics that were completely new to us. They were patient to make sure we understood. They also adapted the lessons and the advice to our specific case and to our life goals.”
Student from Miami, FL.Shared on Instagram
“So down-to-earth and easy to understand, both the key concepts and the analysis and buying side. Something that could take far longer to learn on my own is distilled into a few classes that, honestly, felt light and interesting.”
Student from San Francisco, CA.Shared on Instagram
“The mentorship we received from Ockham Finance was very satisfying. It helped us identify our different levels of risk aversion and build a much more balanced portfolio—one that is delivering very good results.”
Student from Madrid, Spain.Shared on Instagram
Your plan at the center

The three tailor-made trainings we provide.

Life first. Then the tools to build it. Wherever you are in life—starting out, raising a family, growing what you already have—your goals come first. Financial planning is the center of that work; the stock market and real estate are the blocks that carry you toward it.

Building block 01

Investing in the stock market

Tailored training that turns today's effort into tomorrow's freedom—understood, not guessed.

  • Buying company stocks
  • Investing in Options
  • Applying Covered Calls to your portfolio
Explore investing in the stock market
The center

Financial planning

Where your life goals live. We help you name them, put them in order and prepare for each one, at your own stage of life.

  • A home of your own
  • Your children's education
  • A peaceful retirement
  • Security for your family
Explore financial planning
Building block 02

Investing in real estate

Tailored training on the tangible anchor—the property, financing and income that give your plan weight and stability.

  • Understanding mortgage rates
  • Evaluating rental income potential
  • Accounting for taxes and appreciation
Explore investing in real estate
Tailored programs

Our most-chosen programs.

Financial decisions are personal. These are the learning plans students choose most: bundles that pair financial planning with stock investing, shaped one-to-one around your experience and goals.

01For beginners

The beginners bundle

Your first steps into investing, built on a solid financial-planning foundation. No prior experience needed — we start from wherever you are.

Financial planning: 5 sessions · Stock investing: 8 sessions

  • Start from zero, at your own pace
  • Your plan first, then the market
  • A tutor team selected for your learning needs
02For intermediate learners

The intermediate bundle

For learners with some investing experience who want to connect their financial plan with sharper market knowledge and clearer decisions.

Financial planning: 4 sessions · Stock investing: 6 sessions

  • Build on what you already know
  • Align your portfolio with your life goals
  • A tutor team selected for your learning needs
03The advanced level

The Razor Club

Once the fundamentals are in place, our monthly membership keeps your learning active with ongoing investing sessions as your questions and portfolio evolve.

One monthly meeting · Annual subscription

  • Clarify doubts and review your progress
  • Discuss investment ideas and portfolio concepts
  • Study advanced trading topics, including options such as covered calls

Program pricing

Our fixed fees are the cost of the tutoring hour and do not depend on your portfolio size. For reference, pricing per session typically starts at €200.

Discuss your learning plan
An x-ray illustration of a personalized financial learning plan
Why education-first

We teach before you act.

Unlike firms that manage your assets or sell financial products, we focus on developing your financial know-how. Our fixed fees are the cost of the tutoring hour and do not depend on your portfolio size.

  • No product sales or asset management.
  • Flat fees for experienced guidance.
  • Plain-language education tailored to you.
The foundersAll experts
Carolina Guedez

Carolina Guedez

Founder · Financial Planning

Javier Neves

Javier Neves

Financial Planning · Real Estate

Simon Benarroch

Simon Benarroch

Analytics · Technology · Investing

The R.A.Z.O.R. Index

Your risk profile decides which type of investor you become. A portfolio that creates wealth and also lets you sleep well, even when markets don't.

Don't wait for the next downturn to find out which investor you are: take the free quiz today and know your score in minutes.

Take the free risk quiz
Choose a time

Book your free consultation.

Pick a slot in the calendar below. The consultation is free, there is no obligation, and you can reschedule at any time.

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